1 Freelance programs.

There are several freelancing websites that one can go to in order to earn money online. Hence, if you like to write or are inclined in web designing or programming, you can simply go to such websites whereby people are waiting to pay you to engage your services.

2. Online Surveys.

There are many companies who are willing to pay people just to complete surveys. Just do a search on the internet and many such companies will spring up. While many people have the misconception that such companies are scams, the truth is doing online survey is indeed one of the ways to earn money online. One have to be careful though in selecting which company to join. Though you can’t expect to make a lot of money online just by doing online surveys, it is still an extra source of income online.

3. Take advantage of Bonuses Offered by Online Casinos 

The competition is pretty tough out there among online casinos as they work to draw in players from across the globe. So, many of them are offering great bonuses to attract players. These bonuses can vary from about $25 all the way to $500 and more; however, most of them require that you deposit money as well. The catch is that you usually can’t claim this bonus right away, until you’ve played so much on the site, so the trick is to play, keep your money, maybe win a bit more, and then walk away with the bonus money.

4. Selling on eBay. 

Most people would have heard of eBay, which is the largest online auction website on the Internet today. While most people visit eBay to hunt for bargains, many people are actually profiting wildly from huge eBay businesses. There are certain techniques to master when selling on eBay and these are on the Internet. So do your research before you venture into creating a lucrative eBay business.

5. Affiliate Marketing. 

This is one favorite option which many people choose. As affiliate marketing does not require you to have your own products and you do not worry about shipping, payment and inventory,. Especially for beginners. Affiliate marketing simply refers to selling other people’s products. You will receive a unique referral link and you just need to drive traffic to the merchant’s website through your referral link and you will be made huge commissions.

6. Create a Product & Sell it

This is similar to offering a service. You may have a lot of knowledge in a certain field or niche. Create a product about it and sell it to people willing to buy your information. Products can range from ebooks, reports, software, etc.

7. Internet Network Marketing.

This is undoubtedly best way to earn money online. This is simply affiliate marketing which pays out on a multi-tier level. If you’re serious about earning money online, this is the way to go about. Fancy being paid multiple times, just by referring one person to join. Anyone who wants a good solid passive residual income should join an internet network marketing company. Nonetheless, it’s extremely important to choose a company which offers quality products and have a full proof automated marketing system for you.


Set yourself a limit for what you can afford to lose when gambling.

Choose a limit for your daily loss, weekly loss and even total loss. Never gamble more than you can afford to lose and always stop when you meet your limits. Some people will have a massive limit of £5000; others will have a more modest limit of £50. Your limit should be based on your financial situation.

Next make a budget and figure out how much money you are wasting away every month that can go toward savings or paying off debt.

  • Track what you spend. Get a little calendar book and jot down your daily expenditures.
  • Spend money on appreciating assets (house, investments, etc.) not depreciating items (stuff). I cannot stress this one enough!!!
  • Do not buy something if you cannot afford to pay for it – either with cash or if you charge it pay your credit card off every month.
  • Pay your credit card off every month. If you carry balances, try and get a zero interest card and transfer balances and pay off chunks that go right to the principal and not the interest. you will pay it down faster.
  • If you get paid cash and it burns a whole in your pocket take the cash and buy a money order that you can send to your credit card company to pay down your debt versus spending it on eating out, etc. Or, take the cash and go to the grocery store and buy a grocery card with your months worth of grocery money on it. Then food is covered and again, your not wasting your money away.
  • Bring your lunch to work. I have always done this regardless of how much money I was making.
  • Make your own coffee versus spending $4.00 a cup. Sorry Starbucks.
  • Invest money in a good haircut, but color your own hair. I was paying $160.00 every 6 weeks and now I go for a good cut and do my own color. Saving: $105.00 every 6 weeks. I can make some hair color product recommendations if you need them.
  • Paint you own nails. Make Sunday night at-home spa night – soak, scrub and steal away some quite time while you pamper yourself.
  • Turn down the temperature on your hot water heater.
  • Unplug things from the wall when not in use. Your phone charger still uses power even if your phone is not plugged in.
  • Reuse plastic baggies. A simple rinse does the trick.


consider automating your payments. You may connect your due accounts with your bank account. When payments become due, the amount will automatically be deducted from your bank account. It eliminates the need to monitor your schedule and all you need is to make sure there is sufficient amount of money in your bank account to make payments.

Cut back on leisure.

If you have a sincere look at your spending habits, you will come to know that you can do without many things you often spend money on. For instance, you can cook at home by just shelling out $10 instead of dinning out for $100. Similarly, you can wait for movies to become available in DVDs rather than going to theaters. Always plan your trips and journeys. In this way, you can save a lot on fuel and transport.

Set a budget for your casino
Budget properly and make sure you allocate enough to spend moderately. Under funding yourself can leave you open to incurring big losses. If you had some little money deposited on the casino . More importantly, a small budget may make you feel pressured by your shortage of funds and therefore play less aggressively than you perhaps should do. That said; only ever play at betting levels that you feel comfortable with. Remember, if the amount staked on a bet is above your head, you are playing in the wrong game. Get out while you can.

Keep your pennies

Always keep those pennies and never throw them away considering unimportant. Instead, collect them and put them in a secure place, such as a drawer or a piggyback. At the end of the month, you will be surprised to see that you have accumulated a good sum of money.

Teach your family how to save. Do not limit your saving habits to yourself alone. All members of your family might learn how to spend money correctly. Teach your kids that it is not good to ask money over and over again in a day. Moreover, avoid eating out with your friends too frequently.

Take a look at how you used your credit cards.

This strategy will have the most impact if you used your cards to pay for daily expenses like gas and food, but it will work if you used your card occasionally for larger purposes.


Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that.You need to have a look at the way you spend money. It does not matter what the economic situation is, neither is it important what your financial situation is. Do you use caution while spending money to purchase stuff? Do you know what your motivations are? Do you really want to spend money wisely? Now, the last question: do you know techniques to spend money irresponsibly? Most importantly, one must understand that to earn money online does not require lots of capital. Rather, one needs to be willing to put in time and effort, especially in the early stages of building an internet business.

We have to change the way we live our lives to get through our countries hard times. It is scary at first, but really it doesn’t have to change us dramatically. If you make small changes to how you spend money and gas, you will be surprised at home much money you save. You should have crystal clear targets to achieve. It is not possible to make planning to organize each and every aspect of our lives, but it is necessary to have a right direction and move towards it consistently. A solid plan with clear objectives can help you know the answer to question “how do I spend money wisely ” and save a lot to cope with a rainy day down the road. Now that you have all these, it’s time to start taking massive action. Applied information is power. Apply them and you will be well on your way to save, spend wisely and earn money online.